How to Send Money from UK to Kenya via M-Pesa: Easy Guide

how to send money from uk to kenya

Sending money internationally can be a challenge, with high fees, poor exchange rates, and slow transfer times. However, when sending funds to Kenya, using the popular mobile money service M-Pesa can make the process convenient, affordable and fast.

With over 30 million active users in Kenya, M-Pesa has become a preferred way to receive money from abroad. I will guide you through the steps to successfully transfer money from the UK to Kenya via M-Pesa.

To send to M-Pesa, you need to use an international money transfer service that allows you to send directly to mobile wallets. Top choices include WorldRemit, Wise, SimbaPay and Sendwave among others. While banks may offer international transfers, they often don’t accommodate direct mobile money delivery like M-Pesa. The transfer services enable you to send British Pounds which are instantly received as Kenyan Shillings in the recipient’s M-Pesa account.

Why Choose M-Pesa?

  • Convenient: No bank accounts needed, accessible through any mobile phone.
  • Fast: Funds arrive instantly within Kenya.
  • Secure: Transactions are PIN-protected and encrypted.
  • Affordable: Fees are often lower compared to traditional banks.

How to Send Money from UK to Kenya via M-Pesa: Step-by-Step Guide

Follow these steps to send money from the UK to an M-Pesa user in Kenya:

  1. Choose a Money Transfer Service: Research and compare different services based on fees, exchange rates, and user reviews. Popular options include Remitly, WorldRemit, and Sendwave.
  2. Create an Account: Sign up with your chosen service, providing basic information and verifying your identity.
  3. Enter Transfer Details: Specify the amount you want to send, select “Kenya” as the recipient’s country, and choose “M-Pesa” as the delivery method.
  4. Provide Recipient Information: Enter your recipient’s full name and accurate M-Pesa phone number. Double-check for typos!
  5. Choose Payment Method: Select your preferred payment method, such as debit/credit card or bank transfer.
  6. Review & Confirm: Carefully review the transfer details, fees, and exchange rate before confirming the transaction.
  7. Track & Monitor: Most services offer real-time tracking, so you can monitor the transfer progress and notify your recipient upon arrival.

Additional Tips and Information

  • Transfer services may apply limits on amounts per transaction or within a certain timeframe. Verify you are within the allowed thresholds.
  • Advise your recipient to withdraw cash from any M-Pesa agent store rather than transferring to their bank. This avoids extra costs.
  • Transfers are usually received in minutes with competitive forex rates. Delays sometimes happen during weekends or public holidays.
  • If your transfer seems to be taking too long or funds are not received, contact customer support for the relevant service for help.

Conclusion

Sending money from the UK to Kenya through M-Pesa is a fast, convenient, and affordable way. By following this guide and choosing the right service, you can ensure a smooth and successful transfer.

Frequent Asked Questions

  • Why use M-Pesa to receive money from the UK?
    • It’s convenient and widely used in Kenya. Money arrives instantly, and recipients don’t need a bank account.
  • What are the different ways to send money from the UK to M-Pesa?
    • You can use money transfer services like WorldRemit, Remitly, Western Union, or Safaricom’s M-PESA Global.
  • What information do I need to send money?
    • Recipient’s full name, phone number, and sometimes their M-PESA Till number.
    • You’ll also need your own ID and payment information.
  • What are the fees and limits?

Also Read: National Bank Paybill: How to Send Money from M-Pesa to National Bank Account

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